Free Monthly Budgeting Printable and Worksheet

And so we begin another week!
I'd like to take a moment to announce a glorious moment.... tomorrow is our 4 month blogiversary!
It may seem like a silly milestone to some of you, but the fact that we are still juggling a crazy life of work, school, home, blogging, and everything else, I am pretty dang excited! They say that most blogs fall off of the map within the first 6 months. Well my friends, we only need to tackle 2 more before we beat the statistic!


In honor of this moment, we are going to switch gears a little bit from the many organizational projects we have been accomplishing lately. Today, we are going to talk about something we all love.... MONEY! Okay, or more specifically, how I budget my monthly income!

I created my budgeting spreadsheet in Excel a few years back, and I have to say it has been hands down the most used document in my life. My document works on a bimonthly payment lifestyle. I literally start every morning by pulling up my accounts and comparing it to my budget sheet. Do I need to do this every day? Probably not. But I feel so much better starting the day with the reassurance that I am exactly on track with where I want to be. And now I want to share that good feeling with all of you!

I divided my spreadsheet into four main categories: Home Expenses, Daily Living, Vehicle Expenses, and Financial Obligations. This allows me to easily see how much money I have going into what category, and which category I need to start taking spending cuts.

The bottom of the page I added in a totals section to show me how much money I have incoming verse how much money I have outgoing with spending. I make it my goal to land at a balance of zero every month since I want all extra dollars that may be laying around to be plopped right into the SAVINGS portion.

The best part about this sheet? It's all automated. As you change amounts and incomes, your portions at the bottom with what you have leftover will reflect your recent changes. Get you're own fillable version of the budget sheet here and begin filling her in. Change the names to whatever works best for your lifestyle, and add in your own categories in the OTHERS field. I took the liberty of adding in sample dollar amounts to show you how easy it is to work with. Comment below if you decide to use the sheet; I'd love to know this helps others as well! Happy Budgeting!